Earn Two Commissions On Your Buyers With REAL Originate
Become a licensed MLO and join the REAL Originate Program to earn a LO commission for originating loans with One REAL Mortgage in addition to your buyer agent commission.
Maximize Your Return
Add 3 Additional Streams of Income Into Your Business With the Same Number of Sales
1. Loan Originator Commission
Earn .5% of the loan amount as a commission on every loan you originate with One REAL Mortgage. Add an entirely new stream of income into your business while working with the same number of clients.
2. Level Up Program
Build your own organization by sponsoring and mentoring other agents and loan officers. Earn passive income up to 5 levels deep on every transaction your network originates.
3. Free Stock In REAL
Transform your production into long-term equity. Top producers and attractors are rewarded with REAL Broker stock, giving you ownership in the platform you're helping build.
Earn .5% of Every Loan You Originate With One REAL Mortgage
Earn a commission on every loan you originate with One REAL Mortgage in addition to your buyer agent commission. Also applies to loan refinances.
Example Scenario
5-Tier Structure
Earn on 5 Levels Through the REAL Originate Level Up Program
Attract & coach additional REAL Originate Agents or Loan Officers going down 5 tiers and earn a percentage of every loan they originate. No cap or annual limit.
| Tier | Sponsored LOs Required | % Of Loans Originated |
|---|---|---|
| Level 1Highest Return | 1 | 12 bps / 0.12% |
| Level 2 | 5 | 8 bps / 0.08% |
| Level 3 | 10 | 3 bps / 0.03% |
| Level 4 | 15 | 2 bps / 0.02% |
| Level 5 | 20 | 1.5 bps / 0.015% |
Wealth Creation
2 Ways to Earn Free Stock in REAL
Top loan originators and attractors are rewarded with REAL Broker stock awards, in the form of Restricted Stock Units (RSUs), for hitting certain milestones.
$15,000 in Stock RSU
Granted when you achieve $20M in annual loan volume.
$500 in Stock RSU
Awarded for every LO/Agent you attract who successfully closes a transaction within their first 90 days.
The Collaborative Model
You Drive Sales. We Handle the Heavy Lifting.
Every transaction is a joint effort. You help your clients complete the loan application, answer questions, and maintain the client relationship, while an internal Loan Officer processes the loan, locks in the rate, and manages the closing.
The Originating Agent
Your Role
- Distribute the application to your homebuyer
- Answer your buyers' questions and remain in contact
Internal LO Partner
Our Responsibility
- Process and structure loan
- Lock in interest rate
- Coordinate closing

About One Real Originate
Backed by One Real Mortgage.
Real Originate is One Real Mortgage's education and licensing program for real estate professionals who want to become licensed mortgage loan originators. Participants receive a guided path to licensure, training, and operational support to originate mortgage loans through One Real Mortgage. Eligible participants may also have leadership and business development opportunities, including coaching and team-building programs, with compensation based solely on compliant mortgage origination and company-approved compensation plans.
Learn more at One Real MortgageYour Roadmap to Join the REAL Originate Program
Sign Your LOI
Commit to your new revenue stream by signing your Letter of Intent to join the REAL Originate Program.
MLO Class
Complete 20 hours of national pre-licensure education plus 2-4 hours of state-specific PE. We guide you to the approved courses.
Pass the SAFE Exam
Score 75% to pass. Utilize built-in practice tests and automated reminders to ensure you stay focused and prepared.
State Application
File your official state license application and background check. Our dashboard tracks your progress every step of the way.
Join REAL Mortgage
Once activated, you can originate your first loan and begin collecting revenue on every funded transaction in your pipeline.
Approved operational footprint
Premium lender partners
5-star reviews from borrowers
Nationwide Coverage
We are rapidly expanding our footprint. Check our current availability and see where we're launching next.
Let's Map Out Your Path to Your First Commission.
Book a free 1-on-1 call with me. I'll walk you through the entire licensing process, answer every question you have, and share the exact strategies I used to pass the SAFE exam on my first try.

