Next-Gen Agents free tools
What your team could earn at REAL, beyond the split
Enter your team’s size and production. See the free stock and REAL Originate income for you and every member, per year. US only.
Run my team’s numbersUses REAL’s published US terms: 85/15 split, $12,000 Team Leader cap, $6,000 team member cap.
- Set your teamMembers and your split with them
- Add productionAverage price and closings per year
- Read your resultsFree stock and Originate income
Team
Production
Each member
Team Leader
Stock
REAL Originate
Breakdown
Cap check
Stock detail Unconfirmed
| Item | Team Leader | Each member | Team |
|---|---|---|---|
| Plan: you buy | $0 | $0 | $0 |
| Plan: REAL match | $0 | $0 | $0 |
| Production Award | $0 | — | — |
| Cultural Award | $0 | — | — |
| Total stock | $0 | $0 | $0 |
| Leader + team | $0 | ||
Originate detail Unconfirmed
| Item | Team Leader | Each member | Team |
|---|---|---|---|
| Loans / year | 0 | 0 | 0 |
| Loan volume | $0 | $0 | $0 |
What this estimate models
Models: 85/15 split; $6,000 member cap; $12,000 Team Leader cap; GCI ≈ price × closings × commission %; Stock Purchase Plan; Production and Cultural Awards; REAL Originate at 0.5% of loan amount.
Not modeled: Mega and Platinum caps; CBR, annual and Elite fees as deductions; capping and attraction shares; Originate stock awards; rev share; leases; deal timing.
Independent estimate, not an official REAL Broker calculator. Sources: US Attraction Deck, Next-Gen Agents Stock page, REAL support articles. October 2026.
Common questions
Is this an official REAL calculator?
No. It is an independent estimate by Next-Gen Agents. Items marked Unconfirmed are still being checked, so treat them as rough.
Do my team members need a license to originate?
Yes. Each person who originates needs their own MLO license. Joining REAL Originate needs at least 6 buyer-side deals in the previous 12 months, and staying in needs at least 3 loans originated per year.
Is the Cultural Award automatic?
No. It is separate from the Production Award, and Elite Agent comes first.
What happens to fees after Elite?
The $285 post-cap fee drops to $100 per transaction for Elite Agents.
Want to see what REAL Originate pays your team?
Read how One REAL Mortgage works and what it takes to join.
See how REAL Originate works
